Sustainability
How 2026 coverage, price elections, and assistance can support your farm
Organic crops can command premiums of 50% to 200%, depending on crop and region. Conventional price guarantees may not reflect the higher value and costs of organic production.
RMA organic price elections set crop-specific prices that reflect organic markets. When acreage is reported as certified organic, guarantees and indemnities can use those prices.
For crops without an established organic price election, a Contract Price Addendum may help insure a contracted price above the conventional level. Check eligibility with your agent.
Revenue Protection uses organic projected prices and actual production history, with harvest prices affecting indemnities. Yield Protection focuses on production losses rather than revenue changes.
Organic premiums per acre can be higher because insured value is higher. An organic soybean farmer with 85% Revenue Protection may pay 60% to 120% more per acre than a conventional farmer.
TOGA provides $5 per insured acre for certified organic grain and feed crops. Transitional acres and Whole-Farm Revenue Protection policies covering organic or transitional crops receive an extra 10 subsidy points.
During the three-year organic transition, yields may be lower and input costs higher, while crops cannot be sold as certified organic. Contract Price Addendums and TOGA can help address these pressures.
Using a conventional practice code by mistake can mean missing organic price elections and subsidies. Check acreage reports, add contract details when eligible, and review premium statements for TOGA credits.
Many 2026 spring-crop sales closing deadlines have passed, but practice codes can still be adjusted on acreage reports due July 15. Later-planted crops may have different deadlines.
Work with an agent experienced in organic coverage well ahead of enrollment. Gather buyer contracts, check county RMA price elections, and discuss transition plans so acreage and coverage are reported correctly.
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