Markets
Compare coverage, costs and provider service before choosing a 2026 policy.
Soybean farmers lost about $75 per acre harvested in 2025, even after federal assistance. With projected prices below break-even costs, the right coverage matters in 2026.
China suspended U.S. soybean imports for six months in 2025. The late-year agreement calls for 12 million metric tons by January 2026 and at least 25 million metric tons.
Projected soybean prices are below the stated $12.27-per-bushel break-even cost. That gap makes it important to compare policy guarantees with your farm’s costs and risk.
Soybean policies are part of the Federal Crop Insurance Program and sold by private approved providers. Federal subsidies cover about 62% of the average premium.
Yield Protection covers yield losses based on Actual Production History. Revenue Protection is another option; compare what each policy protects against when choosing coverage.
Premiums depend on APH yield, coverage level, unit structure, irrigation practice and location. Enterprise units receive higher subsidies, which can lower what you pay.
All 14 approved providers offer the same federally backed products, rates and rules. Compare their agent networks, claims handling, technology and added tools instead.
At a 70-bushel APH and $11.09 projected price, 75% Revenue Protection guarantees $582 per acre, below the example’s $625 operating cost.
The article identifies 85% Revenue Protection with an Enterprise unit and a 95% ECO add-on as a potential cost-benefit balance for 2026.
Federal policies are consistent across approved providers, so service is a key differentiator. Review your farm’s costs and coverage needs with an agent before selecting a policy.
Keep reading